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Call Steve, Deanna, Becky, Mary or Teresa at:
1-888-407-3854 (toll free) or 507-214-3854
M - F: 8:45 am - 8:30 pm, Sat: 10 am - 5 pm, Sun: 2 - 5 pm ET
Closed on Labor Day Sept. 6, 2010, but we'll check for messages
Note: this page covers Travel Guard's Comprehensive & Low-Cost Annual Multi-Trip Travel Health Insurance Plan with Optional Trip Cancellation & Trip Interruption Benefits
US $259 Per Traveler with No Trip Cancellation Coverage (just medical & everything else) US $358 Per Traveler with $2,500 Trip Cancellation & Trip Interruption Coverage US $458 Per Traveler with $5,000 Trip Cancellation & Trip Interruption Coverage
One plan, unlimited trips
You are covered for every trip you make through the plan year with a 60 day maximum trip length for any given trip.
90 day Pre-existing Conditions Lookback Period
The Insurer will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition of you, traveling companion, business partner or Immediate Family Member which, within the 90 day period immediately preceding and including your coverage effective date: first manifested itself or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or for which care or treatment was given or recommended by a Physician; or required the taking of prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the prescription drugs or medicines.
One Price For All Ages
Rates do not vary based on your age.
Medical Coverage
You get US $50,000 medical AND US $500,000 in medical evacuation / repatriation coverage.
Worldwide Assistance & Concierge
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. You need it, we’ll find it for you.
Click here for the Travel Guard Annual Business plan's secure online purchase page
A brief description is below. For complete coverage, terms, conditions and exclusions, click here to download or read the Travel Guard Annual Business Certificate of Coverage
Here's What Travel Guard's Annual Plan Covers
Benefits (per person) in US Dollars |
Amount of Coverage |
Sickness medical expense |
$50,000 Secondary Medical |
Medical evacuation/repatriation |
$500,000 |
Pre-Existing Condition Lookback Period |
90 Days |
Trip Interruption - Return Air Only |
$2,500 |
Baggage |
$2,500 |
Baggage delay |
$1,000
$200/day after 12 hours |
Trip Delay |
$1,500
$150 / day after 5 hours |
Missed Connection |
$500 |
24 Hour AD&D |
$25,000 |
24 Hour Travel Assistance Services |
Travel medical advisories Medical referrals Emergency message relay Emergency cash transfers Translation services Concierge Services Personal Security Assistance Identity Theft Assistance Business Assistant Services |
Click here for the Travel Guard Annual Business plan's secure online purchase page
Annual Plan benefits are shown as the total per year. This means if you use any amount, your remaining benefits decrease by that amount for the balance of your policy year. Renewing your plan resets the benefits to their full amounts.
Pre-existing conditions are not covered.
Medical conditions that first manifest on a trip are covered for the duration of that trip only. |
Q. How long must my bags be delayed before I am covered under baggage delay?
A. Your baggage delay coverage goes into effect 12 hours after your bags have been delayed.
Q. What is the maximum amount of cancellation I may purchase?
A. You have the option of purchasing maximum trip cancellation coverage of either $2,500 or $5,000 on a per trip basis. You do have the option to purchase an annual amount for trip cancellation coverage.
Q. What time period do you look back regarding Pre-Existing conditions?
A. 90 days.
Q. How far from home do I need to be for my coverage to be effective?
A. In order for all services and insured benefits other than Trip Cancellation and Interruption to be in effect, you must be traveling at least 100 miles from your permanent residence.
Q. How long is my coverage in effect?
A. Travel Guard annual plans include 365 days of coverage for trips lasting 60 days or less. You may take as many trips as you like during the year, but each trip must be less than 60 consecutive days.
You get "Cancel For Work Reasons" with the Trip Cancellation & Trip Interruption Coverage
You are covered even if you are a sole proprietor, you own your business, or are self-employed. Here's how it works:
You're covered if have to work & therefore cannot take your trip There's no stipulation about the reason you have to work You must present a notarized letter stating that you must work & cannot travel for the claim documentation plus the other typical documentation.
Click here for the Travel Guard Annual Business plan's secure online purchase page
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Easily Contact SnowBirdInsurance.com
SnowbirdInsurance.com - a division of TripInsuranceStore.com
401 NW Whitlock Drive
Lee's Summit, MO 64081
USA
Toll free (US & Canada): 1-888-407-3854
Local: 507-214-3854
Office hours: (Eastern Time Zone)
Mon - Fri: 8:45am - 8:30pm
Sat 10am - 6pm, Sun 1pm - 5pm
Email us here
Have Questions? or Ready to Buy? Call Steve, Deanna, Becky, Mary or Teresa toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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