  |
 |
|
Our Snowbird Insurance plan is called
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Our Snowbird Insurance plan does not punish you for your stable pre-existing conditions. In fact, there's no health questionnaire to fill out. Look at what you can get:
|
Want to see all the policy details? Click here to download or read the My Travel Guard Certificate of Coverage.
"I usually get my travel insurance through Canadian companies but a friend recommends I see what you have to offer. Can you help us? |
This Snowbird plan works best if you have a stable pre-existing medical condition because this plan will not cover: |
This Snowbird Travel Insurance plan has
a 180 day Lookback Period:
If you insure a minimum trip cost of at least $1, the 180 day Lookback Period is the 180 days prior to the date you buy this Snowbird Travel Insurance plan. |
If you do not insure a minimum trip cost of at least $1, the 180 day Lookback Period is the 180 days prior to your your departure date. |
Canada's a fine place to live, except for the winters. Thankfully, your good neighbors to the south have some warm and sunny states. And they mostly speak a recognizable form of English. Plus the US Dollar has dropped in value.
Your only concern is medical insurance - Canadian plans keep going up in price while the benefits keep going down. Plus, they penalize you for following your doctor's orders and faithfully taking your medications. Finally, if you make a claim they feel like you're trying to cheat them.
Here's what another Snowbird says:
|
We did our business with Steve this year & last year. He is a very nice person & very easy to talk to. He makes sure you are satisfied with your insurance before he will rush you through & hang up the phone. I will surely spread the word about your insurance. Many thanks. Norma & Jesse Murray, Nova Scotia |
The My Travel Guard Coverage & Available Upgrades:
Color Chart Guide |
||
Benefit |
Included in My Travel Guard |
Available Upgrades |
Benefits |
You can Upgrade your My Travel Guard | |
Eligibility: |
• US or Canadian residents only | |
Secure online order form link (you don't pay extra fees using us) |
||
Money Back Guarantee |
15 days | |
Cancel for Any Reason |
You have the option to purchase a maximum limit of either 50% or 75% of Trip cost which provides reimbursement if you decide to cancel for any reason up to 48 hours prior to departure. (Must be purchased by final trip payment.) | |
Trip Cancellation (per person) |
Up to the insured amount | |
Trip Interruption (per person) |
100% of Trip Cost |
150% of Trip Cost |
Emergency Medical (per person) |
$10,000 Secondary with $50 per incident Deductible |
• $25,000, $50,000 or $100,000 with no Deductible |
Emergency Medical Evacuation / Repatriation (per person) |
$100,000 |
• $1,000,000 |
Waive the Pre-Existing Medical Condition exclusion |
No coverage |
Your deadline is your Initial Trip Deposit Date plus 20 calendar days or the date you pay your scheduled final payment |
Pre-Existing Condition Lookback Period |
180 Days | |
Travel Baggage (per person) |
$500 with $50 deductible secondary coverage |
• $1,000, $1,500 or $2,500 maximum coverage |
Travel Baggage Delay (per person) |
$100 after 24 hours |
• $200, $300 or $500 Baggage Delay (after 24 hours) |
Travel Delay (per person) |
500 ($100 per day after 12 hours) |
• $1,000 ($100 per day after 12 hours) |
24-hr Accidental Death & Dismemberment (per person) |
No coverage |
• $50,000 |
Renters Collision Insurance |
No coverage |
• $35,000 in primary coverage for collision damage to a rental car for which the car rental contract holds you responsible |
Flight Accident Insurance (per person) |
No coverage |
• Choose from limits of $100,000, $200,000, $300,000, $400,000 or $500,000 of coverage for accidents that occur when travelling on a regularly scheduled or charter flight. |
Insurance Underwriter |
National Union Fire Insurance Company - A Rated 2010 | |
Travel Guard Assist (Non-insurance services provided through Travel Guard Assist) |
LiveTravel - 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more! | |
Additional MTG Upgrades |
• Cancel for Any Reason | |
Secure online order form link (you don't pay extra fees using us) |
||
Here's More About The My Travel Guard Upgrades
Medical Expense Upgrade - Waives the $50 deductible and increases the medical expenses limit of the base plan from $10,000 to either $25,000, $50,000 or $100,000. Also, offers a separate option to upgrade your medical expense benefit to Primary coverage.
Hospital of Choice Evacuation Upgrade - For medical emergencies, we will medically transport you home or to the hospital of your choice. Base plan provides evacuation to the nearest adequate medical facility. Coverage limit is also increased from $100,000 to $1 million.
Pre-Existing Medical Condition Waiver
(Only applies if Additional Covered Reasons Upgrade is purchased)
The Insurer will waive the pre-existing medical condition exclusion up to a maximum of the first $50,000 of Trip Cost per person if the following conditions are met:
This plan is purchased within 20 days of making the Initial Trip Payment or by final payment;
The amount of coverage purchased equals all prepaid nonrefundable payments or deposits applicable to the Trip at the time of purchase, and the cost of any subsequent arrangement(s) added to the same Trip are insured within 20 days of the date of payment or deposit for any subsequent Trip arrangement(s);
All Insured travelers are medically able to travel when plan cost is paid.
Baggage Upgrade - Increases the Baggage and Personal Effects limit to $1,000, $1,500 or $2,500 and waives the $50 deducible. Increases the Baggage Delay limit to $200, $300 or $400. Also, offers a separate option to upgrade your Baggage and Personal Effects benefit to Primary coverage.
Car Rental Collision Coverage - You have the option to purchase a maximum limit of either $35,000 or $50,000 in primary coverage. Subject to a $250 deductible. Covers collision damage to a rental car for which the car rental contract would hold you responsible.
Up to $500,000 Flight Guard - Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule.
Adventure Sports Coverage - Provides trip interruption, medical evacuation and medical expense coverage for losses caused by many adventure sports activities typically excluded in many travel insurance plans.
Accident, Interruption and Delay Upgrade - Increases the Trip Interruption benefit to 150% of Trip Cost. Increases Trip Delay to $1,000 ($200 per day) and adds $50,000 Accidental Death & Dismemberment coverage.
Additional Covered Reasons Upgrade - Includes Trip Cancellation/Interruption coverage due to Financial Default, Terrorist Incident and a waiver for pre-existing medical conditions up to the first $50,000 of trip cost. Also covers Trip Cancellation/Interruption due to involuntary job loss or layoff. For complete details of coverage refer to the Description of Coverage. (Must be purchased within 21 days of inital trip payment.)
Optional coverages cannot be purchased separately.
My Travel Guard's secure online order form
Easily Contact SnowBirdInsurance.com
SnowbirdInsurance.com - a division of TripInsuranceStore.com
401 NW Whitlock Drive
Lee's Summit, MO 64081
USA
Toll free (US & Canada): 1-888-407-3854
Local: 507-214-3854
Office hours: (Eastern Time Zone)
Mon - Fri: 8:45am - 8:30pm
Sat 10am - 6pm, Sun 1pm - 5pm
Email us here
Have Questions? or Ready to Buy? Call Steve, Deanna, Becky, Mary or Teresa toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
 |